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Real Estate "Real estate" is a legal term that refers to immovable property permanently affixed to the land. Most typically the phrase is applied to various buildings and their fixtures. Since acquiring real estate represents a significant financial investment that is often beyond the immediate needs of purchasers, especially homeowners, a specific type of loan in which the property itself is used as security has evolved. The loan, a mortgage, is guaranteed by the property itself so that if the debtor defaults the lending agency may seize the property - or real estate - as compensation for the loan. The purchase and sale of real estate has created a major business area in the United States involving not only real estate agents (or realtors) and lending agencies (or mortgage brokers), but also property appraisers, land developers, property managers, and home relocation specialists. Realtors are further specialized into those who deal in residential, commercial, and industrial properties. More terms explained |
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